Construction

People on a building site

Expert construction underwriting

DUAL Oliva are confident they can provide market-leading insurance solutions for construction clients. With over 10 years’ experience, we offer composite products with meaningful extensions that can be precisely tailored to your client’s needs. Our underwriters are empowered to use their specialist skills to find you solutions, often in real time.

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Committed to quality service

Our streamlined underwriting process allows us to move quickly, helping you to achieve coverage within your client’s deadline. Working closely with a dedicated underwriter, you will be supported throughout the policy cycle.

Our products

Contractors Combined 

Comprehensive, flexible cover for contracting construction clients. 

All policies come with the 'Oliva DNA+' innovative theft deterrent, free of charge. Once applied and registered, policyholders achieve a 50% theft excess reduction. 

Features and benefits

  • Non-adjustable policy - no end of year declaration adjustments 
  • Legal expenses cover automatically included with the option to add contract & debt recovery cover
  • Online employment and Health & Safety service automatically included
  • The ‘Oliva DNA+’ innovative theft deterrent included free of charge – see further details below
  • Exclusive quotes, with each risk assessed on its own merits
  • 50% theft excess reduction following registered application of your free DNA+ kit
  • A+ rated security
  • Professional indemnity extension included (risk dependent)
  • Minimum premiums start from £750 +IPT
  • Defective workmanship extension included (risk dependent)
  • Access to experienced underwriters offering a fast and flexible service
  • Financial loss extension included (risk dependent)
  • Option to include property damage including stock and contents of contractors premises.

 

Contractors Liability

Combined liability coverage, tailored to your client's needs.

Features and benefits

  • Non-adjustable policy - no end of year declaration adjustments
  • Legal expenses cover automatically included with the option to add contract & debt recovery cover
  • Option to extend to cover Property Damage including Stock and ICOW
  • Online employment and Health & Safety service automatically included 
  • Option to extend to cover Directors & Officers up to £1M
  • Exclusive quotes, with each risk assessed on its own merits
  • A+ rated security
  • Professional indemnity extension included (risk dependent)
  • Minimum premiums start from £750 +IPT
  • Defective workmanship extension included (risk dependent)
  • Access to experienced underwriters offering a fast and flexible service
  • Financial loss extension included (risk dependent)
  • Option to include property damage including stock and contents of contractors premises.

 

Contractors All Risk Annual

Contractors All Risks is an essential cover for most builders and allied trades. Contract Works, Own Plant, and Hired In Plant can be written as a combined policy or as a single cover in isolation, giving you complete flexibility over cover and limits.

We can also quote for single project CAR including existing structures, PL and JCT 6.5.1 – find out more about Project Plus.

Features and benefits

  • The ‘Oliva DNA+’ innovative theft deterrent included free of charge – see further details below
  •  Non-adjustable policy - no end of year declaration adjustments
  •  50% theft excess reduction following registered application of your free DNA+ kit
  •  Exclusive quotes, with each risk assessed on its own merits
  •  Properties awaiting sale covered for 6 months after site completion
  •  A+ rated security
  •  Minimum premium from £750 +IPT
  •  Show homes and their contents automatically covered for 3 months after site completion
  •  Access to experienced underwriters offering a fast and flexible service.

 

Contractors All-Risk Project

Comprehensive, flexible cover for contracts between £100,000 and £25,000,000. The policy can be issued in the name of the employer, contractor, or as joint names.

All policies come with the 'Oliva DNA+' innovative theft deterrent, free of charge. Once applied and registered, policyholders achieve a 50% theft excess reduction

Features and benefits

  •  Option to include existing structures
  •  Option to include advance loss of profits/rent or delayed start up
  •  Northern Ireland risks considered
  •  Option to include Public Liability
  •  Can be issued in name of the employer, contractor or joint names
  •  Option to include JCT 6.5.1 cover
  •  Exclusive quotes, with each risk assessed on its own merits
  •  Option to include Plant cover
  •  A+ rated security
  •  Option to include terrorism
  •  Minimum premiums start from £500 +IPT
  •  The ‘Oliva DNA+’ innovative theft deterrent included free of charge – see further details below
  •  Access to experienced underwriters offering a fast and flexible service
  •  50% theft excess reduction following registered application of your free DNA+ kit.

 

Contractors Excess Layer

High-limit legal indemnity coverage for contracting clients, up to £15m over the primary.

Features and benefits

  •  Limits up to £15m over the primary
  •  Statement of fact basis
  •  Annual renewable or contract specific policies available
  •  A+ rated security
  •  Excess Public & Products Liability available
  •  Excess Employers Liability available
  •  Access to experienced underwriters offering speedy and flexible service
  •  Exclusive quotes, with each risk assessed on its own merits.

Management

Photo of Craig Miller

Craig

Craig Miller
UK Commercial Director
Photo of Craig Miller

Craig Miller

UK Commercial Director

Craig is the UK Commercial Director for DUAL Oliva, joining the company in 2014. He has over 19 years’ experience in the insurance industry, with 13 years at MGAs in a variety of management roles. Craig has a Diploma in People Leadership and has specialised in construction insurance for 15 years.

Outside work, Craig is a big Arsenal fan and watches the team play regularly. He enjoys playing golf and spending time with his family.

M: +44 (0)7884 454 947
E: [email protected]

Photo of Nicholas Holland

Nicholas

Nicholas Holland
Development Director
Photo of Nicholas Holland

Nicholas Holland

Development Director

Nic is the Development Director for DUAL Oliva, and joined the company in 2018. He began as a trainee underwriter after graduating with a degree in economics. Nic went on to gain 13 years’ technical expertise and experience in the industry. He has been writing commercial and construction insurance for over 10 years, the last five years spent at DUAL Oliva specialising in construction with a substantial focus on underwriting and business development.

Outside work, Nic enjoys running, cycling, surfing, hiking and travel.

M:+44 (0)7718 484 343
E: [email protected]

Speak to a specialist today

If you are a broker or other intermediary, please use this form for all general enquiries or call us on +44 (0)20 7337 9888. Please note that DUAL is not authorised to deal directly with customers so please direct any enquiries via your insurance broker.

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